Patrick Says

Okay, as my regulars will probably know, I’ve been under ‘a bit’ of stress lately. Financially, we continue to tread water. It’s fine. We’ll be okay. I’m confident of that. But this past week, I kind of snapped with US Bank.

This isn’t the first time I’ve had some trouble with US Bank.

Long story short here, as I’m sure you don’t really need the sordid details, US Bank charges me six overdrafts of $35 each. Both cars are in trouble…I need capital and I need it now. So I call. The first call a couple days ago nets four of the six back to me. Okay, fine.

So a day later, they assess four more $35 charges. They’re tearing through my paycheck like a woman through progesterone. (Don’t correct me on the proper analogy for female chemicals…I’m not a scientist.) I call and they tell me I need to talk to a branch. They forward me. The receptionist tells me all bank reps are busy and puts me to voicemail. It’s at this point that I actually lose it.

I start leaving my message and halfway through, I just feel this uncontrollable rage take over. I start screaming into the phone. Something about ‘nickel and dime’-ing me to death and I can’t take it. To be honest, I don’t remember much of my message. I do remember that I ended the call with something along the lines of ‘you had better call me back’. Somehow at the end, I think I calmed slightly and apologized quickly before hanging up.

I’m a little freaked. I’m not used to snapping. So I run upstairs and tell The Wife that if US Bank calls, she needs to talk to them. I explain what happened. They call back. She talks to them. Apparently, I scared the bank rep. She said something about that this kind of call, they usually call the cops. (I’m calling BS on that…you can’t call the cops because you got a ‘scary’ phone call. I know I didn’t threaten anyone’s safety in my rage. I’m just not that kind of person, regardless of the image used in this post.) Anyway, The Wife explained and talked and got things straightened out. She even got most of our money back.

But apparently now, I’m not allowed to call US Bank anymore. I said I was sorry…

This entry was posted on Sunday, November 2nd, 2008 at 12:41 pm and is filed under Randomness. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.